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My Credit Card Has Been Charged Fraudulently

from: Home Biz Advisor



Tips on how to avoid being robbed through fraudulent use of your Credit Card:

* Guard your credit card or card number carefully. Anyone who has your card or card details like number and validity date can cleanup your account in minutes. Avoid writing your card number on mails.

* Never let sales slips and/or receipts with credit number and validity date printed on it be put in trash without destroying it.

* When doing online transactions always enter your credit card number only on secured websites which uses encryption keys to scramble the credit card numbers to disguise them before they are sent through the Internet.

* Keep receipts of all credit card purchases. Keep a tab on statements in view of these receipts, and check for any charges you didn't make. This is the best way of ensuring no one else is misusing your credit card number. Sometimes it's better to check randomly once in awhile and not wait for the monthly report to arrive. If you notice that an "unauthorized charge" was made, immediately bring it to the notice of the company and ensure the complaint is registered.

* Immediately report the loss or theft of credit card to the card company. If you notify the company before the card has been used, you'll have no responsibility to pay for unauthorized charges.

* Free email services aren't far behind too. Disregard business proposals from these email accounts or any web-based, non-ISP email domains, because everyone who has a free, web-based or email forwarding address also has a traceable ISP address. Though many legitimate customers use free email addresses so also many fraudsters use them to remain anonymous. But most genuine business companies wouldn't use a free email address rather a registered domain with fixed ISP.

* To report telemarketing fraud call The National Fraud Information Center or The Federal Trade Commission or your state attorney general's office or your local district attorney's office.



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